Consumer Finance Assignments (subject to change)

Sep 23

Quiz: Financial Planning

  • Objective: Understand how decisions affect financial planning
  • Use Notes
  • Complete in Google Classroom

Invest

  • Buy one more company in Market Watch.
  • It must be a financial related company such as a bank, insurance, broker, investment house.
  • Invest $5000-10,000
  • Show me your portfolio for credit.
  • You need to be holding at least four companies.

Sep 22

US Expenditures Chart in Google Classroom

Sep 20

Complete Budget and Charts

  • Objective: Develop a household budget
  • Together we will insert a chart that tracks your ending balances for each month.
  • Add another chart which plots the Actual Expenses for one of the months.
    • Add appropriate labels, you must have labels for the expenses, titles and formatting to change the chart from default settings
  • SUBMIT

Sep 9-14

Budgeting

  • Objective: Develop a household budget
  • Go over average expenditures, take notes to develop personal budget. Scroll down for video of notes
  • 2019 Average Household Expenses
  • 2018 Average Household Expenses
  • 2016 Average Household Expenses
  • Reference Article: 09-13-20 Average Household Budget
  • Average Car Insurance Rates by Age and Gender
  • In Google Classroom open the budget file and begin creating your budget.
  • Only complete three months.
  • Input the budgeted items using the numbers we came up with in class.
  • You must use the income categories from your notes and/or the example budget below.
  • For the expense categories, follow the example. But if we covered an expense in class, it must be included.
    • Gas and oil, auto maintenance, renters insurance, subscriptions, medicine, savings, personal care, pets
  • Vary the actual numbers from the budget amounts.
  • For school related costs, go to the site of the college you think you will attend.
  • The beginning balance is what you think you will have in the bank when you graduate from high school.
  • The ending balance for one month is the beginning balance for the following month. This will be a formula.
  • The whole budget is linked together using formulas. So if your income is changed in September, it changes the ending balance for November.
  • FORMULAS:
  • Once you input all of the formulas for the first month you can then copy and paste them and the budget amounts to the next two months.
  • Vary the numbers for each month. This means your budget and actual amounts for food should not be the same for each month.
  • When all of the formulas are input, format the text and cells to change the appearance; make it look good.
  • Insert a chart that tracks your ending balances for each month.
    • The chart must have appropriate titles, labels, and formatting.

example budget

Sep 10 Skipped in 2022

9/11 Information

  • Send me and email using the subject YOUR FULL NAME 9/11.
  • Copy the questions below into your email and answer each question on the line below the question.
  • Find the following information
    • How long did the NYSE stay closed because of 9/11?
    • How much did the DJIA go down as a result of the attacks on 9/11?
    • How long did it take the DJIA to reach the level it was at prior to 9/11?
    • What were the long term effects of 9/11?
  • Check your spelling and grammar.

Sep 9-13

Notes: Unit 1 Financial Decisions

Sep 8

Email

  • Objective: Increase understanding of the concepts of banking, the economy, investments, and financial markets
  • Read: 7 ways the Fed’s decisions on interest rates affect you
  • Copy and paste the questions/statements below into an email.
  • Answer the following:
    1. What is the Federal Reserve Bank?
    2. Name one thing the Federal Reserve does.
    3. Who is the chairperson?
    4. What the Fed does matters because...
  • Spelling and grammar check. State in your words. Do this by paraphrasing. Do not copy and paste. Do not quote directly. But you must still attribute.
  • Send me an email to respinola@hcsdnv.com answering the above.
  • Use the subject "Federal Reserve"

Sep 8

Finish work from Yesterday

Sep 7

Video: What is a Stock Market Index by Wall Street Survivor

  • Objective: Increase understanding of the concepts of banking, the economy, investments, and financial markets
  • Complete in Google Classroom

Invest in another company

  • Objective: Increase understanding of the concepts of banking, the economy, investments, and financial markets
  • Find a certain sector of the economy and invest in a the company.
  • Go to https://www.marketwatch.com/ click on Dow and then sectors.
  • Video explanation
  • Select one of the industries to find companies that are in it.
  • Choose one of the companies to invest in.
  • Spend between $5000-$10,000.
  • http://www.marketwatch.com/game/
  • Copy and paste the following into your email. Answer each following the colon.
    • Sector/Industry Definition:
    • Company:
    • Sector/Industry:
    • Reason:
  • Send the email to respinola@hcsdnv.com.
  • Use the subject "Sector".
  • For the reason, you must specifically mention one item from the stock quote as a reason for making the purchase and why it makes it a good investment. Check grammar and spelling.

Sep 6

Find a possible career

Sep 1

DUE: Math Worksheet Page 34

Make second purchase in Market Watch

Aug 31

Video: How the Stock Market Works

  • Objective: Increase understanding of the concepts of banking, the economy, investments, and financial markets
  • Complete in Google Classroom

Math Worksheet Page 34

Aug 30

Complete first stock purchase and send email

Article: Oklahoma Johnson & Johnson verdict figures to impact other opioid lawsuits

  • Objective: Increase understanding of the concepts of the economy, banking, investments, and financial markets
  • See directions in Google classroom
  • Next year use this https://docs.google.com/document/d/13YHOjB6GPksakRk_47vKXGBCGlKzBRZ3mBuuqEfFoko/edit?usp=sharing

Aug 29

Quarter 1 pretest

Make first purchase in Market Watch

  • Objective: Increase understanding of the concepts of banking, the economy, investments, and financial markets
  • Spend about $5000 on one stock.
  • Go to  https://www.marketwatch.com/games/lowry-cf-2022-2023/ to purchase the stock.
  • Send me an email explaining why you made the investment. respinola@hcsdnv.com.
  • I invested in ________________ because ___________________.
  • You must include one reason based on information from the stock quote.
  • Use the subject "Stock 1".
  • Video Explanation

Aug 26

Quiz: Stock Quotes

Assignment: What is Stock Video

  • Objective: Increase understanding of the concepts of banking, the economy, investments, and financial markets
  • Complete in Google Classroom

Aug 25

Stock Quotes Research

  • Objective: Increase understanding of the concepts of the economy, banking, investments, and financial markets
  • Researching companies by industry, sector or trending stock.
  • Look up the quotes for five companies and record the information in the sheet in Google Classroom.

Aug 24

IN CLASS: Go over stock quotes

Assignment: Market Levels

Aug 23

IN CLASS: Go over stock quotes

Aug 22

Course requirements/expectations

Student Syllabus Verification

Join Google Classroom

Register for Market Watch

Join Quizlet

Join https://moneysmartcbi.fdic.gov/